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Friday
May212010

FYI: News is not good for mortgage delinquencies--it makes an around-the-corner recovery unlikely.

Two days ago the New York Times ran an Associated Press story that mortgage delinquencies are up as must as almost 10 percent year over year for the first quarter of 2010 [See Mortgage delinquencies drag on economic recovery, NYT, May19, 2010].  

Is this--in Yogi Berra's words--deja vu all over again?

Probably not--while the first wave of mortgage delinquencies caused the banking crisis as a result of mortgage default swaps--that story is not likely to become a perfect replay.  However, it will affect all of our life-styles and economic conditions nonetheless.

You can read the news article for yourself so I'll spare the details.  The news for businesses is not good and any economic recovery is forestalled for the time being.  Even if you are not in threat of a mortgage payment failure personally, you are--we all are--going to be affected if you have friends or relatives looking for jobs, investment portfolios to grow, or business enterprises to manage.  

It's not good news.  But it is worth knowing if only to temper what your hopes and expectations will be over the next couple of years.  
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Reader Comments (1)

This is not good news for any of us. We will end up supporting more and more which will directly influence our life style. I already see it affecting the EI program.

May 22, 2010 | Unregistered CommenterKathy

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